ERC Financing | Purchase Tax Credits
ERC Financing

Access Your ERC Funds Sooner

If your business is waiting on an Employee Retention Credit, you may not need to wait through extended IRS processing timelines. ERC financing unlocks your capital.

Fast Access to Funds No Upfront Fees U.S. Businesses Only
Business professional reviewing ERC claim

How ERC Financing Works

The process is designed to be simple, efficient, and transparent from start to finish.

1

Submit Your Information

Provide basic details about your business and your ERC claim. The process is fully online and takes just minutes.

2

Claim Review

Our team reviews your submission and evaluates potential financing or buyout structures with our capital partners.

3

Receive an Offer

If eligible, you'll receive a financing or buyout option based on your ERC claim size and documentation.

4

Access Your Funds

Once finalized, capital is disbursed, so you stop waiting on the IRS and put your money to work.

Why Businesses Choose ERC Financing

IRS processing of ERC refunds has taken months and in many cases over a year. For businesses that need capital to operate, grow, or manage obligations, that wait is simply too long.

ERC financing offers an alternative to waiting on an approved or expected credit by allowing you to access a portion of its value through a buyout or advance structure.

  • Improve cash flow without waiting on the IRS
  • Avoid long and uncertain IRS processing delays
  • Reinvest into operations, staffing, or growth initiatives
  • Reduce financial pressure from outstanding obligations

ERC financing is not a loan. In many structures, you are selling or assigning a portion of your expected credit in exchange for capital, no monthly payments required.

Flexible Solutions for Every Situation

Depending on the status of your ERC claim and your business needs, there may be multiple ways to access your funds. Our team evaluates each situation individually to recommend the best fit.

ERC Buyout

Sell your approved or expected ERC claim through a structured buyout for a lump-sum payment. No ongoing payments, no waiting on the IRS.

ERC Advance

Access a portion of your expected credit upfront while your IRS refund is still being processed.

Structured Options

Customized financing structures designed around your specific claim size, timeline, and cash flow needs.

Each solution is designed to help you access capital faster while aligning with your specific business needs and ERC claim status.

Simple, Streamlined Process

Our goal is to make ERC financing as straightforward as possible. From initial application to funding, we focus on efficiency, transparency, and helping you move quickly.

We work with a network of trusted capital partners who specialize in ERC-related transactions, allowing us to structure the right solution for your situation without unnecessary complexity.

No upfront fees. We only get compensated when a transaction is successfully completed. You have nothing to lose by exploring your options.

Looking to Access Your ERC Funds?

If you have an ERC claim, whether approved, pending, or in process and you're exploring options to access capital sooner, you may be eligible for financing solutions designed to help you unlock your funds faster.

The first step is a simple conversation with our team. We'll review your situation, explain what's available, and help you understand your options with no obligation.

Business professionals

Trusted by U.S. Businesses

Stop Waiting on the IRS.
Access Your ERC Capital Today.

Your ERC Credit Shouldn’t Sit Idle

If you have an approved or pending ERC claim, you may be able to access a significant portion of its value right now without waiting for the IRS.

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Question 1 of 8

Is Your Payroll Managed by a PEO Provider?

A Yes
B No

Press Continue or hit Enter

Question 2 of 8

Estimated ERC Amount?

Question 3 of 8

Are you a US-based registered business?

A Yes
B No
Question 4 of 8

What is your company’s approximate annual revenue?

A Under $500,000
B $500,000 – $2,000,000
C $2,000,000 – $10,000,000
D $10,000,000 – $50,000,000
E Over $50,000,000
Question 5 of 8

What is your full name?

Question 6 of 8

What is your business name?

Question 7 of 8

What’s your email address?

Question 8 of 8

What’s your phone number?

No upfront fees · Strictly confidential

Application Received

Thank you! A member of our team will review your application and reach out within 1 business day.

Questions? Call +1 (848) 355-0591